A public adjuster is licensed, educated and trained in the policy coverage and state regulations and statutes that guide claims handling the
entitlements of the policyholder in first party property damage claims. Public adjusters work exclusively for the insured in an effort to achieve
a full financial recovery. Public adjusters, also known as PA’s are required to pass stringent certification examinations and attain surety bonds
before the Department of Insurance will grant a license. Many states also dictate continuing education requirements be met to maintain licensing.
Public Adjusters and attorneys are the only professions allowed by law to represent the insured.
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A Public Adjuster works on your behalf to maximize your property damage claim and your settlement for damages.
Public Adjusters know the insurance process inside and out, so they can minimize the hassle that comes with collecting documents and evidence,
and then negotiating with the insurance company. The adjuster will file all your pertinent paperwork with the insurance company, arrange for the
inspections of your damaged property if needed, and then haggle with the insurance company if it refuses to pay your full claim.
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There are no upfront costs. Dolphin Public Adjusters takes a small percentage of the final settlement. We don’t get paid until you get paid.
It is in everyone’s best interest that your claim gets settled quickly, for the maximum amount possible, under the terms of your policy.
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A Public Adjuster will will take physical inventory, obtain all pertinent appraisals, and confirm that all provisions of the insured’s policy have been considered.
The process involves numerous steps that the inexperienced insured is aware and these steps will significantly impact the final settlement.
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In many cases the answer is YES.
The property owner will receive a higher settlement from the Insurance Company than if he/she does not use a Public Adjuster for the simple reason that the
claim will be presented much more favorably and with careful attention to the policy coverage.
In addition, a Public Adjuster will carefully evaluate the loss, search for hidden damages and verify that all damages are properly documented and filed in the claim.
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In many cases the answer is YES.
Contact Dolphin Public Adjusters so we can reevaluate the claim.
Florida law allows a few years to file a supplemental claim from the date of loss. If you do not believe you were paid the right amount
please contact us to review your claim.
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